Important Revision: Axis Bank SuperMoney RuPay Credit Card Cashback Policy
Axis Bank has announced significant changes to the SuperMoney RuPay Credit Card's cashback structure, effective from January 1, 2026. Please review the key updates below:
Key Changes in Cashback Computation
- The previous cashback capping of ₹500 per statement cycle is removed.
- Enjoy unlimited 1% cashback on all eligible non-UPI purchases and UPI purchases made outside the super.money application.
- 3% Cashback on UPI purchases via the super.money app is now capped. This 3% cashback cannot exceed the total cashback earned from all other eligible 1% UPI/Non-UPI spends in the same statement cycle.
- Minimum Transaction Limit: All spends below ₹100 will no longer earn any cashback.
Cashback Capping Illustration
If cashback from 1% eligible purchases (outside super.money) is less than ₹100, and 3% cashback (via super.money UPI) exceeds ₹100, the 3% cashback will be strictly capped at ₹100.