Looking for a savings account that offers zero balance and a free debit card? This post explores top options and discusses their key benefits. Many public sector and small finance banks now offer zero-balance or low Minimum Average Balance (MAB) savings accounts (typically ₹500 to ₹1000). However, most still charge for debit cards. We’re looking for banks that provide a free virtual or physical debit card, along with attractive rewards.
Currently, the BOB Advantage Savings Account with Easemytrip RuPay Debit Card appears to be a strong contender due to its benefits. Other notable zero-balance bank accounts offering free virtual debit cards include:- Kotak 811
- Slice Small Finance Bank
- Jio Payment Bank
- Airtel Payment Bank