Best Zero Balance Savings Accounts with Free Debit Card Options

Looking for a savings account that offers zero balance and a free debit card? This post explores top options and discusses their key benefits. Many public sector and small finance banks now offer zero-balance or low Minimum Average Balance (MAB) savings accounts (typically ₹500 to ₹1000). However, most still charge for debit cards. We’re looking for banks that provide a free virtual or physical debit card, along with attractive rewards.

Currently, the BOB Advantage Savings Account with Easemytrip RuPay Debit Card appears to be a strong contender due to its benefits. Other notable zero-balance bank accounts offering free virtual debit cards include:

  • Kotak 811
  • Slice Small Finance Bank
  • Jio Payment Bank
  • Airtel Payment Bank
Compare these options to find the best fit for your banking needs.