Seeking Expert Credit Card Recommendations:
We are looking for valuable insights and specific credit card suggestions tailored to two distinct financial profiles:
For a Salaried Individual:
- Primary Use: Online shopping, with a focus on maximizing discounts during major sales on Amazon and Flipkart.
- Fee Preference: Zero joining and annual fees, or a maximum of ₹999.
- Applicant Profile: Annual income of ₹10 Lakhs+, CIBIL score of 850+, salaried employment.
- Specific Request: Recommend the best combination of two credit cards – one paid and one Lifetime Free (LTF). Please exclude the Amazon Pay Credit Card from suggestions.
For a Student:
- Primary Use: General expenses, seeking a Lifetime Free (LTF) credit card.
- Applicant Profile: Student with no salary, CIBIL score of 760+.
- Exclusion: Not interested in FD-backed cards, as a OneCard is already held.
Your detailed recommendations and expert advice would be highly appreciated!