Curie Money, in partnership with YES BANK and ICICI Prudential Mutual Fund, introduces a revolutionary zero-balance digital savings account designed for the modern user. This innovative offering combines the convenience of instant UPI payments with the potential for higher returns from mutual fund investments.
Key Benefits:
- Zero-Balance Account: Enjoy full banking functionality with a YES BANK-backed account, requiring no minimum balance.
- High-Yield Returns: Park your idle savings in liquid and overnight mutual fund schemes via ICICI Prudential Mutual Fund to earn potentially higher returns compared to traditional savings accounts.
- Instant UPI Access: Make seamless UPI payments instantly, with funds (up to ₹50,000) automatically redeemed from your mutual fund investments and credited to your linked bank account in real-time. Curie Money operates as an NPCI-approved TPAP (Third Party Application Provider) for UPI services.
- Fully Digital Experience: From account opening to investing, redeeming, and making payments, the entire process is paperless and user-friendly.
- Safe & Tax-Efficient: Benefit from low-risk liquid funds where gains are taxed only on returns, offering an efficient way to manage your idle cash.
This offering is ideal for individuals seeking better value from their savings without compromising on liquidity or convenience. Curie Money aims to bridge the gap between earning returns and maintaining liquidity in everyday financial management.