Are you considering opening an HDFC Bank savings account with the primary goal of securing a pre-approved credit card?
Many prospective account holders inquire about the minimum balance requirement, especially if an HDFC employee suggests adding the account to their portfolio to potentially waive this. We're looking to understand if this benefit is consistently applied and what long-term implications it might have.
A crucial concern is the relationship between the savings account and a pre-approved credit card. If a credit card is issued based on this pre-approval, will the subsequent closure of the savings account lead to the cancellation of the linked credit card? Understanding this policy is vital for financial planning.
Your insights and experiences with HDFC Bank's policies on savings accounts, pre-approved credit cards, and the impact of account closure are highly valuable to the community. Please share your knowledge.