Discover the upgrade offer for HDFC MoneyBack+ users to the HDFC Millennia RuPay Select Credit Card. This card variant offers a range of benefits similar to its Visa and Mastercard counterparts, but with the added advantages of the RuPay network, including UPI integration for seamless payments.
Key Features of HDFC Millennia RuPay Select Card:
- Cashback on online and offline spending (e.g., 5% on Amazon, Flipkart, Myntra, Swiggy, Zomato; 1% on all other spends).
- Milestone benefits (e.g., gift vouchers on achieving spending targets).
- Complimentary lounge access.
- Fuel surcharge waiver.
- Integration with UPI for direct payments via RuPay network.
RuPay vs. Visa/Mastercard - Which is Better?
The choice largely depends on your usage patterns and preferences.
- RuPay: Offers seamless UPI integration for direct payments from your credit card. Increasingly accepted across India, beneficial for domestic transactions. Often comes with domestic-focused offers.
- Visa/Mastercard: Widely accepted globally, ideal for international travel and transactions. Generally offer a broader range of international tie-ups and benefits.