Unlock up to ₹600 cashback on your UPI transactions with your IDFC FIRST Digital, FIRST Power, or FIRST Power+ RuPay Credit Card. Simply make qualifying UPI payments of ₹500 or more each month from September to November 2025 to maximize your savings.
Offer Details:
- Monthly Cashback Structure:
- Month 1 (September): Make 1+ UPI payment of ₹500+ to get ₹100 cashback.
- Month 2 (October): Make 1+ UPI payment of ₹500+ to get ₹200 cashback.
- Month 3 (November): Make 1+ UPI payment of ₹500+ to get ₹300 cashback.
- Total Cashback: Up to ₹600 over three consecutive months.
- Minimum Transaction: Each eligible UPI payment must be ₹500 or more.
- Offer Period: September 1, 2025 (00:00 hrs) to November 30, 2025 (23:59 hrs).
Eligibility & Exclusions:
- Eligible Cards: FIRST Digital Credit Card, IDFC Bank FIRST Power, FIRST Power+ Card, linked via UPI.
- Transaction Types: Valid for UPI payments to merchants, online shopping, utility bills, insurance, and fuel payments.
- Exclusions: Person-to-Person (P2P) transactions are not eligible. Transactions partly paid via Wallet/Gift Card will not qualify.
- Selected Customers: Offer is valid only for selected customers who received direct communication from the bank.
Cashback Crediting:
- Cashback will be credited to the Primary Card holder’s IDFC FIRST Bank Credit Card account within 45 days after the offer end date (i.e., by mid-January 2026).
- Offer can be availed once per user during the offer period.
- In case of cancellations or refunds, the transaction will not be considered eligible.
For complete terms and conditions, please visit the official IDFC FIRST Bank website: https://www.idfcfirstbank.com/personal-banking/600-cashback-campaign-sept-tnc-2025