Pay Credit Card Bills & Earn 5% Cashback with SBI Card via Hitch Zone

Credit & Debit Cards
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Learn how to efficiently pay your credit card bills using various methods, including Amazon Gift Vouchers and leveraging the 5% cashback offer on your SBI Cashback Credit Card through the Hitch Zone app. This guide provides details on maximizing your savings on bill payments.

Hitch Zone App Interface for Bill Payment
Hitch Zone App Interface for Bill Payment195×400 8.3 KB
Hitch Zone App Links:

How to get 5% SBI Cashback Credit Card: Use the Hitch Zone app to initiate a Credit Card bill payment. Choose PhonePe Wallet as your payment option.
  1. Log in to PhonePe.
  2. Select the ‘Saved Card’ option or enter your SBI Cashback Credit Card details.
  3. Proceed to pay.
Important: If the merchant name displayed on the card OTP page is “PHONEPE PVT LTD” or “PHONEPE PRIVATE LTD”, there’s a high probability (99% chance based on user reports) you will receive 5% cashback on your SBI Cashback Credit Card. This trick has been observed to work with similar merchant names in the past. It is recommended to test with a small amount (e.g., ₹100) to confirm eligibility. Payment Gateway Charges:
  • Amazon Gift Voucher Wallet: 2.332% charges (can also be used with CC if Amazon wallet balance is zero, MCC not specified for direct CC).
  • PhonePe Wallet (via Credit Card): 1.991% charges.
  • Visa Credit Card (direct): 1.25% charges.
  • RuPay/Visa/Mastercard Debit Card: 1.233% charges.
The MCC code for direct credit card payments is estimated to be 4900.