Participate in the PhonePe Cashback Fest and earn up to ₹100 cashback on your eligible transactions! Make payments of ₹11 or more and get rewarded with a scratch card.
🎉 Offer Details:
- Cashback Reward: Win a scratch card with cashback ranging from ₹1 to ₹100 per successful transaction.
- Minimum Payment: ₹11 or more via UPI, UPI Lite, or RuPay Credit Card on UPI.
- Maximum Cashback: Earn up to ₹100 cashback in PhonePe Gift Card balance throughout the campaign.
- Transaction Limit: Capped at 5 transactions per unique merchant during the offer period.
🗓️ Offer Duration:
From 8th October 2025 (14:00 hrs) to 31st October 2025 (23:59 hrs).
✅ Eligibility Criteria:
- Applicable only for successful merchant transactions.
- Payments must be made using UPI, UPI Lite, or RuPay Credit Card on UPI.
- Transactions like wallet top-ups, UPI Lite top-ups, gift card purchases, autopay, rent payments, gold purchases, mutual funds, or stock broking are excluded.
- Partial payments using PhonePe Wallet are not eligible; however, partial payments using PhonePe Gift Card balance are eligible.
- Offer is for a selected set of users.
- To avail for online merchants, choose PhonePe UPI as the payment method & pay using the PhonePe app after redirection. Manual UPI ID entry and UPI circle payments are not eligible.
💡 How to Avail & Redeem:
- Launch the PhonePe app and scan any merchant QR code.
- Make a payment of ₹11 or more using UPI, UPI Lite, or RuPay Credit Card on UPI.
- Upon successful transaction, you will receive a scratch card.
- Go to the 'View My Rewards' section in the PhonePe app.
- Scratch the card to reveal your cashback. Cashback will be credited to your PhonePe Gift Card balance within 24 hours.
- Note: Scratch cards can be redeemed on Android version 3.3.36 / iOS version 5.0.31.1000 and above.
⚠️ Important Note on Refunds:
In case of transaction cancellation, the cashback received will remain in your PhonePe Gift Card balance and is non-withdrawable to your bank account, but can be used for other PhonePe services. The refunded amount will be less the cashback received.

