Unlock exciting cashback with your RuPay Credit Card on PhonePe! Make payments via UPI and earn up to ₹50 cashback on your next 5 transactions.
Offer Details:
- What is the offer? Pay with your UPI-linked RuPay Credit Card on PhonePe and receive between ₹8 and ₹50 cashback per transaction.
- Minimum Transaction: ₹100 is required for each eligible transaction.
- Eligibility: Only payments made directly through UPI-linked RuPay Credit Card are valid. Payments partially or fully made with PhonePe Wallet/Gift Card balance will not be eligible.
- Offer Duration: From August 1, 2025 (00:00 hrs) to August 31, 2025 (23:59 hrs).
- Usage Limit: Avail this offer up to 5 times per device, per user, during the offer period.
How to Avail:
- Link Your Card: Open the PhonePe app, go to your Profile (top left corner), find “Link Rupay Credit Cards on UPI” under Payment Settings. Select your RuPay Credit Card issuer bank and set your 4/6 digit UPI PIN.
- Make Payments: Use your linked RuPay Credit Card for UPI payments of ₹100 or more. No CVV or OTP needed, just your UPI PIN.
- Redeem Cashback: Upon successful transaction, you’ll receive a scratch card in the “View My Rewards” section. Swipe to redeem; cashback will be credited to your PhonePe Gift Card within 24 hours.
Important Notes:
- Ensure your PhonePe app is updated to Android version 3.3.36 / iOS version 5.0.31.1000 or above to redeem scratch cards.
- If you have wallet balance, uncheck the option to not use it if you want the RuPay Credit Card payment to be fully eligible.
- Cashback received is non-withdrawable to your bank account but can be used for recharges, bill payments, and payments on PhonePe partner platforms/stores.
- In case of transaction cancellations, the cashback remains as a gift voucher balance.
General Terms & Conditions:
- A user can earn up to ₹9,999 cashback in the PhonePe Gift Card per financial year (April 1 to March 31).
- Scratch cards must be redeemed within one month of receipt.
- PhonePe Gift Card balance has a validity of 1 year from the date of issue.
- PhonePe reserves the right to modify or discontinue the offer without prior notice.
- For any queries, raise them within 30 days of a successful transaction.
Visit PhonePe.com for more details.